Live on Kiva
🇲🇬Tsimanitra Donne·Madagascar·Solar Home Systems·$175🇱🇷Mildred·Liberia·Food Market·$425🇱🇷Elizabeth·Liberia·Food Production/Sales·$650🇰🇪Monica·Kenya·Services·$200🇵🇭Rex·Philippines·Fishing·$525🇵🇭Marginia·Philippines·General Store·$575🇪🇨Jose Maximo·Ecuador·Grocery Store·$2350🇺🇬Oliver·Uganda·Food Market·$1000🇹🇴Valeti·Tonga·Textiles·$425🇲🇽La Cruz Group·Mexico·Grocery Store·$1775🇵🇭Gladez Jean·Philippines·Fruits & Vegetables·$500🇭🇳Ondina·Honduras·General Store·$575🇺🇬Allan·Uganda·Bricks·$800🇲🇬Tsimanitra Donne·Madagascar·Solar Home Systems·$175🇱🇷Mildred·Liberia·Food Market·$425🇱🇷Elizabeth·Liberia·Food Production/Sales·$650🇰🇪Monica·Kenya·Services·$200🇵🇭Rex·Philippines·Fishing·$525🇵🇭Marginia·Philippines·General Store·$575🇪🇨Jose Maximo·Ecuador·Grocery Store·$2350🇺🇬Oliver·Uganda·Food Market·$1000🇹🇴Valeti·Tonga·Textiles·$425🇲🇽La Cruz Group·Mexico·Grocery Store·$1775🇵🇭Gladez Jean·Philippines·Fruits & Vegetables·$500🇭🇳Ondina·Honduras·General Store·$575🇺🇬Allan·Uganda·Bricks·$800
A smiling vendor at her market stall in the Philippines
The launchpad where fees fund real loans

Sow a coin, grow a life.

Launch a token for a real borrower on Kiva. 45% of every trade funds their microloan - locked at launch, receipts for every hop. You reap what you sow.

Loans verified on KivaPublic treasury on SolanaRepayments recycled

Harvest #003 funded La Cruz Group in Mexico, Jose Maximo in Ecuador, Gladez Jean in Philippines, Oliver in Uganda, Rex in Philippines, Elizabeth in Liberia, Mildred in Liberia and Tsimanitra Donne in Madagascar - verified on Kiva

$0
Impact Deployed
verified on Kiva
0
Loans Funded
verified on Kiva
0
Countries Reached
of 72 on Kiva
-
Repayment Rate
after first repayments
$0
Recycled Capital
re-deployed
Live transparency

Watch the treasury work.

Treasury sowSa…JDy · updated live ↗

The Global Pulse

13 lives funded
Loading map...

People We're Watching

Active on Kiva
Tsimanitra Donne
Tsimanitra Donne🇲🇬
Atsimo Andrefana, Madagascar

"This loan will help Tsimanitra Donne to buy a solar kit."

Solar Home SystemsFully funded
$175
Loan size
Mildred
Mildred🇱🇷
Paynesville North, Liberia

"This loan will help Mildred to purchase more bread to sell."

Food MarketFully funded
$425
Loan size
Elizabeth
Elizabeth🇱🇷
New Kru, Liberia

"This loan will help Elizabeth to purchase more ingredients to cook food to sell."

Food Production/SalesFully funded
$650
Loan size
Monica
Monica🇰🇪
Kimilili, Kenya

"This loan will help Monica to maintain her posho mill, replace spare parts for efficiency, and improve productivity."

ServicesFully funded
$200
Loan size
Rex
Rex🇵🇭
Sara, Iloilo, Philippines

"This loan will help Rex to buy fishing nets, plywood and nails."

FishingFully funded
$525
Loan size
Marginia
Marginia🇵🇭
Balasan, Iloilo, Philippines

"This loan will help Marginia to buy assorted groceries."

General StoreFully funded
$575
Loan size
Jose Maximo
Jose Maximo🇪🇨
Montecristi, Ecuador

"This loan will help Jose Maximo to buy rice, sugar, detergents, cured meats, canned tuna, and many other provisions to stock his store."

Grocery StoreFully funded
$2350
Loan size
Oliver
Oliver🇺🇬
Arua town, Uganda

"This loan will help Oliver to buy more stock for his business."

Food MarketFully funded
$1000
Loan size
Valeti
Valeti🇹🇴
Ha'asini, Tonga

"This loan will help Valeti to purchase more mulberry, which is essential for her tapa cloth-making business, while also supporting her family."

TextilesFully funded
$425
Loan size
La Cruz Group
La Cruz Group🇲🇽
Bochil, Chiapas, Mexico

"This loan will help La Cruz Group to buy groceries to sell at her store."

Grocery StoreFully funded
$1775
Loan size
Gladez Jean
Gladez Jean🇵🇭
Pinamungajan, Cebu, Philippines

"This loan will help Gladez Jean to purchase additional baskets of fruit to sell."

Fruits & VegetablesFully funded
$500
Loan size
Ondina
Ondina🇭🇳
Santa Barbara, Honduras

"This loan will help Ondina to puchase products to resell, such as churros, vegetables, meat, and other consumable products."

General StoreFully funded
$575
Loan size
Allan
Allan🇺🇬
Kyotera, Uganda

"This loan will help Allan to buy soil and firewood for making bricks."

BricksFully funded
$800
Loan size

Harvest Ledger

View all
Harvest #002 - Oct 6, 2026$155 deployed
Proof: Kiva Receipt ↗ 3 lives touched · Harvest 2026-10-06
Harvest #001 - Sep 28, 2026$50 deployed
Proof: Kiva Receipt ↗ 2 lives touched · Genesis Harvest: The First Seeds

Impact Treasury

Live
- SOL
≈ $- USD · on-chain balance
Walletloading…
Last withdrawalpending launch
In transit (bridge + Kiva)$0.00
Deployed to loans$580.00
Recycled capital$0.00
Harvest #003Funded ✓
$375.00 across 8 loans, verified on Kiva

Unlocks after harvest

pending
The Ripple Effect
Repayments recycled to the next borrower - Kiva loans repay over 6-18 months.
Impact Sectors
Sector breakdown fills in as more harvests are funded.

$SOW Furnace

0 burns
0.00
SOL bought back
0
$SOW burned
0
$SOW to creators
20% of each coin's extra fees buys $SOW back after a harvest - half burned on-chain, half paid to creators.
Kiva team leaderboard

The goal: top lending team on Kiva

Every loan the treasury or a team member makes under the sow.fun banner counts.

sow.fun team (all-time)$430
#10 team this month$17,670
#1 team this month$103,420
1 member
10 team loans
Join the team on Kiva

Leaderboard figures from kiva.org/teams as of Oct 5, 2026.

The Collection

Collect the whole world.

Every harvest plants a flag. 72 countries, 19 sectors, one community garden - each launch grows the collection.

Countries

9 / 72
🇲🇬 Madagascar🇱🇷 Liberia🇰🇪 Kenya🇵🇭 Philippines🇪🇨 Ecuador🇺🇬 Uganda🇹🇴 Tonga🇲🇽 Mexico🇭🇳 Honduras
63 still unexplored

Sectors

6 / 19
AgricultureArtsClean EnergyClothingConstructionEducationEntertainmentFoodHealthHousingManufacturingPersonal UseRetailReuse and RecycleSanitation & HygieneServicesTransportationWaterWholesale

Kiva badges

2
Women's Equality
One of seven
Equality
Lending for equal opportunity
Earned on our Kiva lender profile - verify anytime
$SOW

The launchpad's own seed.

$SOW launches through the same locked pool config as every coin here: its trading fees fund Kiva loans, and 20% of every coin's extra fees buys $SOW back - half burned, half paid to creators.

5KYw3wi2ch3r26AqiinD1yFgQn5mLf9N5M83Xk4A1sow
  1. 1Get a Solana wallet (Phantom, Solflare or Backpack) and fund it with SOL.
  2. 2Open Jupiter and paste the contract address above - copy it from here or @sowfunhq only. The nine seed coins also end in sow.
  3. 3Swap SOL for $SOW. Every trade funds real loans.

Memecoins are volatile and can go to zero. Not investment advice.

Valeti, a tapa cloth maker in Tonga
Harvest #001 · Genesis

Meet Valeti - the first seed sown.

Valeti makes tapa cloth in Tonga, and her Kiva loan buys the mulberry her craft depends on. She was funded alongside Monica, whose posho mill feeds her corner of Kenya - two lives, one genesis harvest.

Founder-seeded through the card bridge to prove the loop, verifiable on Kiva. Every future harvest adds another story here.

View her loan on Kiva

Every trade plants a seed.

Trading fees become microloans. Repayments fund the next borrower. One treasury, many lives - all of it public, all of it verifiable.

See the proof on Kiva