Live on Kiva
🇰🇪Monica·Kenya·Services·$200🇹🇴Valeti·Tonga·Textiles·$425🇰🇪Monica·Kenya·Services·$200🇹🇴Valeti·Tonga·Textiles·$425
A smiling vendor at her market stall in the Philippines
The launchpad where fees fund real loans

Sow a coin, grow a life.

Launch a token for a real borrower on Kiva. 45% of every trade funds their microloan - locked at launch, receipts for every hop. You reap what you sow.

Loans verified on KivaPublic treasury on SolanaRepayments recycled

Harvest #001 is live - Valeti in Tonga and Monica in Kenya are already funded

$0
Impact Deployed
founder seed
0
Loans Funded
post-harvest
0
Countries Reached
post-harvest
-
Repayment Rate
Kiva average
$0
Recycled Capital
re-deployed
Live transparency

Watch the treasury work.

The Global Pulse

2 lives funded
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People We're Watching

Active on Kiva
Monica
Monica🇰🇪
Kimilili, Kenya

"This loan will help Monica to maintain her posho mill, replace spare parts for efficiency, and improve productivity."

ServicesFunded
$200
Active Round
Valeti
Valeti🇹🇴
Ha'asini, Tonga

"This loan will help Valeti to purchase more mulberry, which is essential for her tapa cloth-making business, while also supporting her family."

TextilesFunded
$425
Active Round

Harvest Ledger

View all
Harvest #001 - Sep 28, 2026$50 deployed
Proof: Kiva Receipt ↗ 2 lives touched · Founder Seed
🇹🇴 Valeti $25🇰🇪 Monica $25

Impact Treasury

Live
- SOL
≈ $- USD · on-chain balance
Walletloading…
Last withdrawalpending launch
Kiva balance$0.00
Total deployed$50
Recycled capital$0.00
Harvest #001 StatusIn Progress
Founder-seeded $50 across two loans while treasury scales

The Ripple Effect

post-harvest
Repayments from active loans will appear here.
Kiva loans typically repay over 6-18 months.

Impact Sectors

post-harvest
Arts100% · 1 harvest
Services0% · 1 harvest
Kiva Lending Team

Lend alongside the treasury

Join the sow.fun team on Kiva - every loan you make under the team banner counts toward our shared impact.

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0 team loans
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The Collection

Collect the whole world.

Every harvest plants a flag. 72 countries, 19 sectors, one community garden - each launch grows the collection.

Countries

2 / 72
🇰🇪 Kenya🇹🇴 Tonga
70 still unexplored

Sectors

2 / 19
AgricultureArtsClean EnergyClothingConstructionEducationEntertainmentFoodHealthHousingManufacturingPersonal UseRetailReuse and RecycleSanitation & HygieneServicesTransportationWaterWholesale

Kiva badges

2
Women's Equality
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Equality
Lending for equal opportunity
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Valeti, a tapa cloth maker in Tonga
Harvest #001 · Genesis

Meet Valeti - the first seed sown.

Valeti makes tapa cloth in Tonga, and her Kiva loan buys the mulberry her craft depends on. She was funded alongside Monica, whose posho mill feeds her corner of Kenya - two lives, one genesis harvest.

Founder-seeded through the card bridge to prove the loop, verifiable on Kiva. Every future harvest adds another story here.

View her loan on Kiva

Every trade plants a seed.

Trading fees become microloans. Repayments fund the next borrower. One treasury, many lives - all of it public, all of it verifiable.

See the proof on Kiva